How to get a grant for a beginner Small business grants: where to find and how to get

The topic has already been raised on our site state aid novice businessmen (see).

However, this was an introductory material, simply talking about the existing opportunities, suggesting different ways, moving along which you can get money.

Here we will look at some of the nuances knowledge of which significantly increases your chances of winning a grant.

Getting practice

First of all, watch the helpful video - real story fight for state aid.

In general, certain forms of support are a very tempting thing for people who have just started entrepreneurial activity and, accordingly, having neither special experience nor start-up capital.

After all, the conditions for issuing funds are much softer than in credit institution. One of the most painful obstacles is removed - the requirements for the duration of doing business (quite beginners usually get rejected or they are loaded with huge interest rates). And most importantly - you do not need to give the received capital!

However, we want to warn you against excessive euphoria. In fact, not everything is so rosy. And the point here is not even corruption and support only for "their" people with "necessary" projects. This, unfortunately, also takes place, although the significance of corruption (at least in this area) is greatly exaggerated. But there are plenty of other problems.

Obstacles and disadvantages

• A lot of formalities when applying for a project that applies for a grant.
• The need to report on the amounts spent (often - only according to the plan, deviations are unacceptable).
• Usually more or less large amounts are transferred legal entities and IP only on a competitive basis. The names of the competitions can be different - starting from "Fair innovative enterprises"and up to" Development of tourism in the Gadyukinsky district. "Each such event may have its own specifics - or may not. plans where there is know-how.
• In addition to the previous point: very often, not very competent people manage the issuance of funds. Novelty, on the contrary, can scare them away. The author of this article was at a couple of competitions, where an excellent IT project took almost last place, and a novice businessman became the happy owner of 250,000 rubles, whose strategy was to buy 2 sawmills and hire 2 people to service them.
• Although many events in districts and regions are held regularly, very often their conditions and formal requirements change. In many ways, this is a tool of "legal corruption." By hiding the necessary nuances deep, deep on the website of a "business incubator" or other organizing structure, you can weed out the lion's share of applicants. BUT necessary people will of course be aware. And everything will turn out honestly - only their business plans will meet all the criteria.

As you can see, getting money for business from government agencies is not so easy. It often takes so much time and effort to prepare for the submission of documents and the presentation of your brainchild that it is sometimes easier to earn an amount similar to the grant simply by unloading the wagons. On the other hand, if you still want to try your luck, then nothing is impossible. We recommend that you carefully study the tips below and try to follow them.

How to apply for a grant

First, study the obstacles and dangers mentioned above. Arm yourself with a warning.

Secondly, it will be a huge bonus for you if your business plan is somehow connected with the interests of any city (municipal) body or enterprise. For example, you can do some of the work for them - for a fee, of course. Having previously coordinated your idea with your "client" (that is, the enterprise) and enlisted their at least formal support, you will take a huge step forward. Of course, partnerships will need to be reflected in the documentation that will be submitted for consideration.

Third, study all formal criteria carefully. There are no comments here.

Fourth, do not fall into one of the most insidious traps - "reimbursement". Very often, funds are allocated not just like that, for a project, but for an already operating organization (IP). That is, the nth amount should already be spent - usually half of the estimated is enough. That is, if you are applying for 300 thousand, if you please, show documents confirming that you have already invested at least 150.

Such a requirement, of course, is not always made. And its cunning is that it can be put at the "last moment", simultaneously with the publication of the evaluation regulations competitive works. Somewhere 1 month (or even less) before the start of the commission's work and the end of applications. How to find out whether such a condition will stand in this or that case? The best way is through a personal conversation with the organizers.

Fifth, the rationale is best to focus on liquid assets. That is, if you need funds for renting an office, salaries for the director and accountant, you are unlikely to receive them. But if you intend to spend them on liquid equipment, which then, in which case, you can resell, then your shares will grow again.

Today, young entrepreneurs of the Russian Federation have the right to count on receiving a domestic or foreign grant for the development of their entrepreneurial business.

But what are his priorities in business? What domestic funds or foreign ones provide such an opportunity?

Let's consider these questions in more detail.

What is a grant and the basic principles of their distribution

The definition of "grant to start-up entrepreneurs" means the provision of irrevocable and non-refundable financial assistance to entrepreneurs in Russia to support or open their own business.

Main distribution principles grants are as follows:

• the activity of an entrepreneur should be related to small business and, as a rule, it should be either trade or small-scale production;
• at the time of application, the IP must be valid for no more than 1 year. The exception is a business that is in dire need of additional funding;
• entrepreneurs have an excellent credit line;
• the applicant is obliged to pay taxes continuously without delay.

Types of business support

State

If to speak about state grants, then they can be provided:

If we talk about the amounts provided for by these grants, they are calculated purely individually. On average, each novice entrepreneur can count on the amount up to 500 thousand rubles.

Regional programs

In almost all regions of our country, a novice entrepreneur has the right to receive a grant for the development of his small business.

Grant amount varies from 200 to 500 thousand rubles.

Despite the huge competition in obtaining a grant, you can still get it, but for this you need to have clear and weighty arguments.

The most likely to receive a regional grant are such projects, which:

• are socially significant;
• involve the acquisition of various modern equipment necessary for doing business;
• after receiving the grant, the staff will be increased from 5 people.

Private foundations

If to speak about private funds and investors, then we are talking about things like:

It is worth noting that the Skolkovo Foundation provides its grants for the development of entrepreneurship in the nuclear and space fields. In other areas, getting a grant from him will be very problematic.

Foreign funds

To date, the main funds that provide grants to Russian entrepreneurs are as follows:

These funds have Basic Rules, which are as follows:

• financial assistance is provided not to the entrepreneur himself, but to his company;
• the amount and purpose of obtaining a grant is determined directly at the stage of forming a business plan and cannot be subject to further revision;
• funds give preference to the most realistic business plans;
• financial assistance is provided in several stages. Each stage provides certain amount, which is subject to exclusively targeted use.

At the same time, it is worth remembering one important point: it is better to owe taxes to the tax inspectorate than to submit a report to a foreign fund after the expiration of the specified period.

Don't take foreign grants lightly. Let's be frank, if it is still possible to somehow agree with domestic grantmakers, then this will not work here.

Even if 1 dollar is not spent purposefully, the fund immediately applies to the judicial inspectorate and demands the return of all its funds and compensation for moral damage. These organizations are not to be trifled with.

As a rule, the size of a grant from foreign funds consists of financial assistance up to $75,000. This amount is quite enough for the first years of the development of their entrepreneurial activity.

Main directions for which grants from these funds are provided:

• Agriculture;
• Computer techologies;
• provision of medical services.
• wholesale and retail trade.

Other

Other funds include Microsoft. This company is famous not only for its achievements in the field software, but also by its support for small businesses in the territory Russian Federation.

Microsoft provides an opportunity for aspiring entrepreneurs to receive a grant to support their business in the amount of 30 to 100 thousand dollars.

Undoubtedly, the priority is software development.

It is worth noting that today the company provides for the possibility of obtaining so-called micro-grants in the amount of up to $10,000. But at the same time, one condition must be met: the profit should be already 2-3 months after receiving the grant. As a rule, this money is provided for the development of mobile applications.

Financial assistance from this company cannot be spent on promotion (promotions) of developed products.

Purposes of use

According to statistics, 30% of all start-up entrepreneurs from various private and public organizations to develop the provision of their services.

About 20% were received by entrepreneurs who are engaged in small-scale production. At the same time, 12% is a small part of entrepreneurs who are engaged in trade.

Most likely get a grant for the lease of premises, the purchase of any necessary equipment for the purchase of raw materials and supplies.

At the same time, it should be borne in mind that you can increase your chances of success if the entrepreneur is ready to pay most of the costs from his personal budget. Such an approach to the development of their business will be taken into account by any commission as the entrepreneur's readiness for the seriousness of his business.

There is such a feature in domestic and foreign funds: domestic grants cannot be used to pay salaries to small business workers, while foreign grants provide for such an opportunity.

In most cases, domestic donors give preference, while foreign - modern technologies. Moreover, it is highly likely to receive a foreign grant for a business in the field of improving the environment, culture and art.

What is the grant for?

Domestic grant is quite enough to run a business in the field of service provision:

If we talk about, then the domestic grant is quite enough for development, but not discovery.

Foreign grants, in turn, will be enough to open a small business in any field of activity.

What is it connected with? Elementary. The fact is that domestic grants are provided in domestic currency, foreign - in dollars. The difference in currency is significant.

Despite the difficulty of obtaining foreign assistance, it is worth trying to get just such grants if the entrepreneur expects to be engaged in his entrepreneurial activity seriously.

In what cases is it possible to refuse

In fact, the refusal can be for any reason.

by the most common causes considered to be:

• the presence of any violations in the business plan;
• lack of a clear strategy for the development of small businesses;
• the area of ​​work of the entrepreneur is not a priority;
• entrepreneur is doing his labor activity for more than 1 year;
• the presence of a negative credit rating from an entrepreneur;
• the age of a novice businessman is more than 35 years.

In fact, getting a grant from public and private funds is quite simple, you just need to follow all the rules of any grantmaker, and then there will be no problems with this.

On the provision of state grants for the development of small businesses in the regions of Russia, see the following video:

The number of start-up businessmen is steadily increasing every year. An increase in their number has a positive effect on economic indicators country as a whole and satisfies the ever-growing needs of the population.

State financial support contributes to the emergence of new small and medium-sized businesses. The authorities of a particular region are trying to introduce methods of assistance: various benefits, subsidies, and material payments. How to get such support? Let's figure it out.

Which entrepreneurs can count on help from the state?

The state mainly provides financial support to owners of small and medium-sized businesses. To find out if your company belongs to this category, you should pay attention to the number of employees and the amount of annual turnover. The following formats of enterprises can count on money from the state:

• start-up business(up to 15 people in the state with an annual turnover of up to 120 million rubles);
• small business(up to 100 people in the state with an annual turnover of up to 800 million rubles);
• medium business(up to 250 people in the state with an annual turnover of up to 2 billion rubles).

To qualify for assistance, companies must meet the following requirements:

• duration of existence from the moment of opening - no more than 2 years;
• the company is registered with the tax service;
• SME is not a tax debtor.

Important: the chances of financing are much higher for businessmen who have social benefits and also own a social or export-oriented business.

Remember that the state provides support to entrepreneurs whose field of activity is among the priorities. To apply for gratuitous assistance, a businessman must work in one of the following areas:

• Manufacture of consumer goods.
• Popular directions of folk art.
• Offers of rural and ecological tourism.
• Housing and communal services.
• Agro-industrial department.
• The sphere of science and technology, as well as innovation.

How to get government assistance for small business development in 2019?

The main advantage of receiving such a subsidy is that it is free of charge and does not need to be returned after a certain time. The state benefits from this, as a new small enterprise appears on the economic map, providing jobs for citizens, and competition with existing companies increases, which contributes to quality improvement and price stabilization.

But along with the conclusion of a subsidy agreement, the entrepreneur agrees to fulfill certain obligations. The main one is to provide detailed reporting.

Within 3 months from the date of receipt of funds from the state, the businessman is obliged to submit a report with documents on the use of the subsidy to the Employment Center. As confirmation, commodity or fiscal checks, receipts, paid payment orders and other documents can be provided. The financial report must be consistent with the paragraph of the business plan, which indicates the purpose of obtaining capital.

Important: if the business person cannot provide confirmation, he is obliged to return the subsidiary funds to the state in full.

Also, the terms of the drawn up agreement suggest that the activity of the financed small enterprise should last at least one year from the date of opening. This excludes the possibility of cooperation with one-day firms.

Help can be obtained from many instances and organizations that have the necessary powers. Here is some of them:

• City administration. Department economic development provides information about types financial support small business.
• Chamber of Commerce and Industry. This institution provides assistance in consulting on business, marketing, legal law, it helps to take part in exhibitions.
• Entrepreneurship Support Fund. Based on the results of the mandatory assessment of the submitted project, the organization allocates finance for the activities of a small enterprise.
• Business incubator. This organization is engaged in infrastructural support of the ideas of entrepreneurs at all stages of development, starting from the moment of opening.
• Venture fund. Focuses mainly on innovative projects, further invests money in their activities.
• Employment center.

Interesting: if your business project is socially or economically beneficial for the state, you can receive not only money for its implementation, but also free education, the right to take part in exhibitions, etc.

After contacting the above authorities, you will receive a list required documents. Here are the papers included in this list:

1. Passport and TIN of the entrepreneur.
2. Insurance certificate (SNILS).
3. A certificate from the accounting department of the last place of official employment, which indicates salary information for three months before the completion of work.
4. Education document.
5. Application of a program participant for receiving financial support from the state (according to a specially approved form).
6. Ready business plan.

Money from the Job Center

The most common way for entrepreneurs to get help is to apply to the Employment Center. How is this procedure carried out?

The first step is to register with the Employment Center and obtain the status of unemployed. This is a prerequisite, since the state allocation of funds is due only to those entrepreneurs who are registered as unemployed citizens. To do this, you need to have the following documents with you:

• passport of a citizen of the Russian Federation;
• work book;
• marital status document;
• education document.

Then you need to write a business plan With detailed description project, targeted distribution of funds and an indication of its payback period. The third step is to register a business as an individual entrepreneur.

The package of documents is considered by the regional commission within 60 days. If a positive decision is made between the applicant and the Employment Center, an agreement will be concluded, and the funds will be transferred to the recipient's account. The commission may decide to reimburse only certain costs, such as the registration and opening of a small business. If the applicant receives a rejection notice, they may try again.

Grants for new businessmen

This type of allocation of funds from the state involves helping novice businessmen to open a business and those who have been engaged in entrepreneurial activity for no more than two years. The following organizations have the authority to distribute grants:

• Department of Economic Development.
• Funds for supporting small and medium-sized businesses.
• Unions created by entrepreneurs.

A prerequisite for obtaining a grant is the activity of a small enterprise in one of the priority sectors indicated above.

According to state law, companies that produce wine and vodka products, tobacco products, luxury goods, work with real estate or engage in gambling activities do not receive payments.

Remember that the allocated money is directed to cover 30 to 50% of the total cost of the project. The businessman should look for the remaining finances for the development of the business on his own. Don't be afraid to invest, it can be.

The entrepreneur must provide the following documents:

• Documents confirming the absence of other sources of financial support.
• Certificate of registration of an individual entrepreneur or LLC and a business plan.
• An extract from the bank on the amount of own finances.
• Certificate of positive credit history.

Then the Sectoral Commission decides on the provision of funds. The maximum amount of a cash grant is 500 thousand rubles (in Moscow and the region - up to 5 million rubles).

The state prioritizes the unemployed, young entrepreneurs, former military personnel, families with young children, etc.

Subsidy Program

State plans for subsidizing small enterprises are implemented at different administrative levels. Therefore, they can be systematized according to the scale and amount of allocated funds:

1. Federal programs. They are implemented throughout the country, and they are also characterized by a large amount of allocated money for financial support for the opening and development of SMEs. A distinctive feature is that such programs work mainly with large-scale business projects, whose owners are already engaged in commercial activities.
2. Regional programs. They work in the territories of administrative regions and dispose of the regional or district budget. The purpose of such programs is to develop the infrastructure of the whole region.
3. Local programs. The scale of implementation is work with city or district entrepreneurs. Subsidies are limited to small amounts of funding.

The amount of assistance received, the form of its provision, as well as the list of necessary documents for processing an application depend on the features of the state program. The larger the scale of the program, the higher the competition and the more stringent selection rules. The small business owner should take this into account.

Concessional lending

Categories of small and medium-sized commercial entrepreneurs who are unable to receive material support from the state can apply for concessional loans. Many banks provide such loans on simplified terms. As mentioned, the probability of opening a loan with a favorable interest rate is higher for those who are engaged in priority activities for the state.

Advice: for all your questions regarding assistance, you can contact banking institutions or credit communities directly, as they also have lending programs for business start-ups.

The applicant receives a loan as a one-time cash payment in the amount of 50 million to 1 billion rubles. After the conclusion of the contract, the preferential program is valid for 3 years. Investments and investments in the project are also a prerequisite own funds businessman. Their number is determined as follows:

• 20% if the loan amount is more than 500 million rubles or if the repayment of the loan is planned from the future income expected after the start of the business project.
• There are no restrictions if funds are allocated for other investment plans.

The interest rate for use varies depending on the format of the enterprise. This is 10% per annum for medium-sized enterprises and 11-11.8% for small ones.

What can government money be used for?

As mentioned above, the granting process is a donation of funds that promote the opening and favorable development of a business. Concessional lending and other assistance programs also have simplified terms and reduced interest rates. At the same time, the use of financial support from the state is accompanied by documentary reports to confirm the intended purpose. The allocated money can be spent on the following:

• Payment for the lease of a place or plot of land (no more than 20% of the principal amount is allocated to cover these costs).
• Replenishment of working capital.
• Workplace equipment.
• Acquisition of equipment for production (purchased machines cannot be sold or exchanged for three years).
• Purchase of consumables (the same rules apply - no more than 20% of the funds received).
• Renovation and refurbishment work.
• Intangible assets.

The entrepreneur draws up an annual report, which indicates exactly what the received subsidiary income was spent on. Also, certificates and receipts must be submitted to the control authorities.

Intangible Small Business Support Options

In our time, the state is ready to help novice businessmen of small and medium-sized enterprises not only by increasing capital. There are several other forms of support:

1. Possibility free education . Why in the first years of activity, many entrepreneurs, faced with problems, leave the business? They simply don't have necessary knowledge about running your business. Such educational skills (such as how to lead) help in development, but are expensive, so not everyone can get them. The state provides start-up businessmen with the opportunity to study courses for free, as well as attend various seminars and lectures. The applicant is obliged to submit relevant documents to the necessary authorities: paid bills, certificates of training or concluded contracts. The payment will cover half of the expenses, but not more than 40 thousand rubles a year.
2. Decrease rent . Another support option is discounts on the cost of renting premises where offices or production are directly located. Remember that you can only get such a discount if the building is municipal property, and the lease agreement was concluded for a period of more than 5 years. Every year, the preferential rate increases (from 40 to 80% of the rent), and for the next period, the entrepreneur pays the full rate. A prerequisite is a competitive selection to determine a worthy candidate. The winner is allocated additional assistance to pay for communications.
3. Compensation for participation in exhibitions. To promote and further develop, small business owners can take advantage of subsidies to participate in national or international exhibitions. Based on the results of the selection, the state can help pay for the costs of registration, rental of a place, transportation of exhibits, accommodation, organization and translation services. If the state aid amount does not exceed 150 thousand per year, you can pay up to half of the costs. Mandatory conditions to receive compensation for small businesses: an application, an agreement with the organizers and a report on the work performed.

Summing up

The advantage of financial support programs is the ability to increase the capital of small companies. Since the state is interested in the development of small enterprises, the likelihood of receiving financial assistance is constantly growing. This is a good chance to start.

On the other hand, the conclusion of an agreement with the relevant government bodies obliges entrepreneurs to submit detailed reports and monitor the intended use of funds. Therefore, every businessman should study the features of existing support programs and the requirements for them. Then he will be able to use the assistance as efficiently as possible and fulfill his obligations.

Starting a business involves a significant financial investment. If it is difficult for an entrepreneur to accumulate the required amount of funds, he can resort to the help of the state or private individuals. There are special programs to stimulate business development. To participate in them, you must meet a number of conditions.

Who can receive grants

To whom are grants given? It depends on the specific program. However, in most cases it is the following list of persons:

• The entrepreneur is unemployed, he is registered with the employment center.
• Entrepreneurs who already have a business, but want to expand it.

Funds provided under the program must be spent on the basis of a previously prepared business plan.

Foreign grants are usually given to those individuals who have previously successfully participated in programs. State programs, as a rule, are intended for beginner IP. Preference is given to these categories of persons:

• University graduates.
• Professionals who have been made redundant.
• Employees subject to layoffs.
• Single mothers.
• Persons with disabilities.

That is, grants are provided to the most vulnerable citizens. However, other citizens may also be eligible for the program:

• Individuals who already have a business that has been operating for at least a year.
• Persons who are developers of innovative technology.
• People who have signed a leasing agreement for the purchase of equipment.
• Entrepreneurs participating in exhibitions and fairs.

If an entrepreneur expects to receive a grant, when starting a business, he can focus on exactly which areas usually receive funding. 30% of the grants are for service businesses. The state usually finances projects in the following areas:

• Agriculture.
• Education and science.
• Production.
• Subjects, the introduction of which creates new jobs.

Foreign funds prefer these areas:

• Ecology.
• Culture.
• Economy.

NOTE! The more the entrepreneur's business fits the preferences of the fund, the more likely it is to receive a grant. Experts believe that greatest chance for funding educational courses, marketing agencies, auto repair shops and other service providers.

The procedure for obtaining a grant

What do you need to do to get a grant? You need to go through three steps:

1. Studying the requirements of a particular fund.
2. Submission of an application.
3. Preparation of documents.

Let's consider all these stages in more detail.

Requirements for applicants

Consider the requirements that are usually placed on applicants:

• Submission of a correctly completed application.
• Business project protection.
• Implementation of the project in accordance with previously developed documentation.
• Providing a report on the spent funds.

The grant holder should pay special attention to business project development and reporting. The first will allow you to receive funding, the second - to correctly account for the money provided.

Deadline for consideration of applications

The timing of consideration of applications depends on which grant the entrepreneur is applying for. They can vary from a month to a year. You can find out about current grants and terms at the Center for Enterprise Development or at the Ministry of Economic Development.

Documenting

To receive a grant, you need to prepare documents such as:

• Request.
• Entrepreneur's questionnaire and a copy of the passport.
• Evidence that the person knows the basics of entrepreneurial activity (for example, certificate of completion of courses, diploma of higher education).
• IP registration certificate.
• A document confirming the payment of taxes.
• A paper stating that a person creates jobs.
• A business plan, each item of which is rational and justified.

This is a general list of documents. The Fund may require additional paperwork.

When applying to the fund, you should consider these recommendations:

• Sometimes an entrepreneur is denied funding due to the fact that too little amount is indicated in the application. Therefore, it is recommended to overestimate it. When determining the required amount, you need to take into account the size of the commission.
• It should be borne in mind that financing is usually carried out in installments. We need to think about how this or that part of the funds will be spent.
• Even if the entrepreneur wins the competition, it must be taken into account that the funds will actually be issued only after 2-12 months.

In order to increase the chances of financing, the potential requirements of investors must be taken into account.

How the committee decides on funding

A special commission is formed to consider applications. Its representatives check the submitted documents and the business plan. To be approved, a plan must meet these characteristics:

• Needed financial indicators and their rationale.
• A description that the investment will actually work.
• Presentation of information in such a way that the commission understands the prospects for business development, its profitability.
• Indication of directions of financing.
• An indication that the entrepreneur is going to create jobs. The more jobs it creates, the more likely it is to receive subsidies. This is due to the fact that the state is fighting unemployment, and therefore provides funds primarily to those entities that will allow the unemployed to find jobs.

Receiving a grant does not mean that the business will be opened solely on the funds provided. An entrepreneur must also have his own capital. It is desirable that it be approximately 2 times the amount of the subsidy.

When an entrepreneur is denied funding

Full compliance with all conditions is not a guarantee of receiving a subsidy. The commission may refuse for these reasons:

• The entrepreneur has already worked in this field of activity, but his experience was negative.
• The person has been seen in the past for misappropriation of grant funds.
• An entrepreneur opens a business in an area that is not subject to government funding.

Some areas of business activity are not financed. This is due to the fact that they are not considered socially significant, do not stimulate the economic condition of the region. For example, these are the following entities:

• Credit organizations, investment funds, pawnshops.
• Organizations dealing with currency.
• Lottery and betting firms.
• A company that manufactures goods subject to excise taxes.

It makes no sense to require subsidies for such enterprises.

Where can I get a grant in 2018

State subsidies are provided by these entities:

• Small Business Development Committee.
• Economic Development Committee.
• Municipalities.
• industry committees.
• Department of Entrepreneurship.
• Foundation for the Promotion of Small Businesses in the Scientific and Technical Sphere.

An entrepreneur can also apply to private funds. For example, young startups are funded by Pavel Durov, Yuri Milner. The funds are allocated by the Skolkovo Foundation. It provides from 5 to 150,000,000 rubles for scientific developments in the field of space technology and biomedicine. IT startups are funded by Bill Gates. However, to receive foreign funds, you need to meet rather stringent requirements.

It will not work to come to the regional department and receive a subsidy only on the grounds that you are tired of working for someone else's uncle. You need to go through a competition in which an average of 15-20 people apply for the place of the winner. Entrepreneurs complain that numerous competitions held by endless funds eventually turn into a banal cut of public money, where ideas are also stolen. However, to be afraid of officials - do not go for grants. To say that nothing depends on you at the competition and everything is decided by chance is to sin against the truth. And although instead of “receiving” a grant, it would be more fair to say “knock out”, it still makes sense to try.

- Financial aid

- Benefits for renting premises

— Benefits for renting plots

1. Business plan,

State money: how to get a grant for opening and developing a business?

Certificate of entry in the register of small businesses

November 13, Tuesday

On November 13, ITmozg invites everyone to ITmozgConf in Moscow: "Microsoft Seed Funding Fund in Russia or how a developer can receive a grant to create a product."

In a programme:

- Microsoft Seed Fund;
— Microsoft BizSpark, Microsoft Startup Accelerator;
— Criteria for selecting projects;
— Components of the success of a new product;
- Q&A session.

About speaker: Sergey Eremin's main area of ​​responsibility is planning and implementing Microsoft's strategy in the field of interaction with IT start-ups and investment structures in Russia, which ensures the acceleration of the development of the innovation ecosystem. Microsoft's startup offerings include seed funding, cloud hosting grants, licensed software, free access to the Windows Store and Phone marketplace, consulting, promotional assistance, and more. Since 2006 more than 5000 Russian entrepreneurs and startups received support under such programs as Microsoft BizSpark, Microsoft Business Start, Garage Start, BizSpark One, Microsoft Startup Accelerator, IT Alliance, etc.

20 years in the software development industry.

Getting a grant to start a business

Candidate technical sciences. Professional experience: software development for a number of large Russian industrial companies and government agencies. structures; management of large-scale projects in the field of IT and education; strategic and operational management; business development; creation of branch networks; development and promotion of new goods and services.

Program

Past events

How to sell an internship program to a business?

On November 2, ITmozg invites everyone to ITmozgConf in St. Petersburg: “How to sell an internship program to a business?”

Dmitry Voloshin, Head of the Technopark project at Mail.Ru Group, will talk about this.

How can a developer get a grant to create a product?

On November 13, ITmozg invites everyone to ITmozgConf in Moscow: "Microsoft Seed Funding Fund in Russia or how a developer can receive a grant to create a product."

Sergei Eremin, head of Microsoft's technological entrepreneurship development in Russia, will talk about this.

A crisis is a crisis, and money is allocated from the state budget to support small businesses, and quite a lot - about $ 20 million for all subjects of the Federation. This money is expected to help approximately 20,000 start-up small businesses this year. By the way, next year the budget, according to all forecasts, will be in deficit, and government spending on the development of small businesses will certainly decrease.
Paradoxically, now is the time to start - especially if you, in principle, have everything ready: you have an idea, a business plan has been drawn up, documents have been drawn up. In this case, you can count on some kind of, but still state assistance.

However, this help still needs to be earned.

How to get government assistance?

It will not work to come to the regional department and receive a subsidy only on the grounds that you are tired of working for someone else's uncle. You need to go through a competition in which an average of 15-20 people apply for the place of the winner.

How to get a grant to start a small business?

Entrepreneurs complain that numerous competitions held by endless funds eventually turn into a banal cut of public money, where ideas are also stolen. However, to be afraid of officials - do not go for grants. To say that nothing depends on you at the competition and everything is decided by chance is to sin against the truth. And although instead of “receiving” a grant, it would be more fair to say “knock out”, it still makes sense to try.

What could be the reason for rejection?

Most often, this is a discrepancy between your project and the “subject” of the fund. If you asked for too much, they can either lower the bar, or simply refuse. The most unpleasant thing is that sometimes you have to wait six months or a year for a response from the fund. Therefore, it makes sense to apply to several funds at once.

CLASSIFICATION OF SMALL ENTERPRISES

Assistance provided by the program:

Well, what do we actually offer? And here's what:

- Financial aid

- Benefits upon receipt distance education

- Benefits for renting premises

— Benefits for renting plots

— Urgent legal assistance

The list of documents required for obtaining financial assistance to start a business:

1. Business plan,

2. Certificate of state registration

2. Certificate of entry in the register of small businesses

3. Copies of constituent documents

4. Copies of all pages of the passport

5. Application in the prescribed form

Is an expense report required?

Of course yes. You will have to account for every ruble you spend. And if, for example, the fund remains dissatisfied with the fact that you bought expensive office equipment when you could have spent a smaller amount on it or even rented it, you may be charged with unreasonable handling of public money. But since the fund reports to the higher authorities on the development of budget money, it is sometimes easier for it to turn a blind eye to minor inconsistencies than to figure out why the grantee turned out to be dishonest. In extreme cases, you will no longer receive further tranches. A grantee's history is similar to a credit history: it's just as easy to get blacklisted, and it's just as easy to receive each subsequent grant if the first one is spent correctly.

Government, presidential, municipal grants are fundamentally no different from grants from independent foundations: the same requirements for application and reporting.

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MINISTRY OF EDUCATION OF THE RUSSIAN FEDERATION

State educational institution of higher vocational education

PETERSBURG STATE UNIVERSITY

WAYS OF COMMUNICATION

Department of "Transport Economics"

ESSAY

in the discipline "Theory of investment management"

on the topic "Grants"

1 Some information about grants, their types

2 Taxation of funds received in the form of grants

3 Providing a grant by a foreign or international organization

4 Provision of a grant by a Russian organization

5 personal income tax - receiving a grant

6 UST for grants

7 Examples of organizations providing grants

List of information sources

1 Some information about grants, their types

Grants are cash or other funds transferred free of charge and irrevocably by citizens and legal entities, including foreign citizens and foreign legal entities, as well as international organizations that have acquired the right to provide grants on the territory of the Russian Federation in accordance with the procedure established by the Government of the Russian Federation, to conduct specific scientific research on the terms provided by the grantors. (Federal Law No. 127-FZ of August 23, 1996, Art. 2)

At the expense of grants, in particular, scientific and (or) scientific - technical activity. In this regard, the definition of a grant is contained in Article 2 of the Law on Science.

Grants are given to scientists, scientific organizations, educational institutions higher professional education, other legal entities and citizens. The allocation of grants is regulated, in particular, by the Regulations on grants for young scientists to conduct scientific research in leading scientific - teaching staff higher educational institutions and scientific organizations of the Ministry of Education of the Russian Federation, which was approved by the Order of the Ministry of Education of the Russian Federation dated December 18, 2000 No. 3705 "On approval of the regulation on grants for young scientists to conduct scientific research in leading scientific and pedagogical teams of higher educational institutions and scientific organizations of the Ministry of Education of the Russian Federation" .

In Moscow, for example, there is a regulation on Moscow grants in the field of science and technology in the field of education ( approved by the Decree Government of Moscow dated October 30, 2001 992-PP "On the mechanism for distributing Moscow grants in the field of science and technology in the field of education"), which provides for the allocation of Money from the city budget on a competitive basis free of charge and irrevocably to an individual or legal entity (grant recipient) in order to financially support the best achievements, projects or programs in the interests of developing the city education system and disseminating its positive experience.

In addition, there are so-called charitable grants, which are defined in federal law dated August 11, 1995 No. 135-FZ "On charitable activities and charitable organizations" (hereinafter referred to as the Law on Charitable Activities).

Charitable grants are donations of a targeted nature and provided by citizens and legal entities in cash or in kind (Article 15 of the Law on Charitable Activity).

From the moment it is received, the grant, like any other donation, is the property of the grantee.

Small business grants: where to find and how to get

Grant recipients dispose of them in accordance with the legislation of the Russian Federation or, if they are used on the territory of a foreign state, in accordance with the legislation of that state, as well as on the terms on which these grants are allocated.

All grant funds provided free of charge to individuals and organizations in order to support science, education and culture and for other purposes must be spent exclusively for the purposes indicated when the grant was allocated, and cannot be used for any other purposes without the written consent of the grantor (donor ).

The organization that received the grant is obliged to use it for its intended purpose and submit full and comprehensive reports on the activities for the implementation of the grant. If it is impossible for the grantee to participate in the implementation of the grant, the donor organization stops further funding of the grant.

For the purposes of accounting and taxation, the grant refers to the means of targeted financing.

Based on the foregoing, we emphasize that not all donated funds can be classified as grants, but only funds provided free of charge for scientific or other research, development work, training, treatment and other purposes, followed by a report on their use.

In other cases, the amounts of funds received free of charge from other enterprises and organizations are not grants.

2 Taxation of funds received in the form of grants

For tax purposes, the concept of "grant" is established in subparagraph 14 of paragraph 1 of Article 251 of the Tax Code of the Russian Federation, according to which funds or other property are recognized as grants if their transfer (receipt) satisfies the following conditions:

grants are provided on a gratuitous and irrevocable basis individuals, non-profit organizations, including foreign and international organizations and associations according to the list of such organizations approved by the Government of the Russian Federation;

grants are provided for the implementation of specific programs in the field of education, art, culture, protection environment, as well as to conduct specific scientific research;

· grants are provided on terms determined by the grantor, with the obligatory submission to the grantor of a report on the intended use of the grant.

Thus, subparagraph 14 of paragraph 1 of Article 251 of the Tax Code of the Russian Federation defines the conditions for the transfer (receipt) of funds or other property, under which funds or other property are recognized as grants. Simultaneous observance of these conditions is mandatory for attributing donated funds to a grant and applying the appropriate taxation procedure provided for by the Tax Code of the Russian Federation for grants.

3 Providing a grant by a foreign or international organization

One of the conditions is the provision of grants by foreign and international organizations, which are included in the list approved by the Government of the Russian Federation. The list was approved by Decree of the Government of the Russian Federation of December 24, 2002 No. 923 "On the list of foreign and international organizations whose grants are not taken into account for tax purposes in the income of Russian organizations that receive grants."

Receipt of grants from a foreign or international organization is exempt from income tax if their transfer (receipt) satisfies certain conditions:

· grants are provided on a gratuitous and irrevocable basis by foreign and international organizations included in the List;

· grants are intended for the implementation of specific programs in the field of education, art, culture, environmental protection, as well as for specific scientific research;

the grants were used for the purpose determined by the grantor, with mandatory submission to the grantor of a report on the intended use of the grant.

Funds received free of charge that do not meet the specified conditions are subject to inclusion in the tax base for income tax as income.

The organization entered into with U.S. Russia Investment Fund contract, according to which it received 40,958 US dollars from the latter free of charge, which in ruble terms amounted to 1,251,080 rubles. At the same time, the parties under this contract defined this amount as target financing in the form of a grant and determined the purpose of its use - "repayment of loans received in 1999-2000 for the purchase of equipment for its subsequent leasing."

The concept of "grant" should be understood not in the legal sense given to it by the parties in the contract on targeted financing, but in the way the state defines this concept in public law relations, including for taxation purposes.

Recall that for the purposes of applying Chapter 25 of the Tax Code of the Russian Federation, grants (gratuitous assistance) are understood to be amounts provided to support science and education, culture and art in the Russian Federation by international or foreign organizations according to the list of such organizations approved by the Government of the Russian Federation.

In this case, the organization's receipt of funds under the contract did not meet these objectives. In addition, the source of targeted funding is U.S. The Russia Investment Fund is not included in the list of international and foreign organizations whose grants (gratuitous aid) received by taxpayers and provided to support science, education, culture and art in the Russian Federation are not subject to taxation, which was approved by the Decree of the Government of the Russian Federation of December 24, 2002 No. 923 "On the list of foreign and international organizations whose grants are not taken into account for tax purposes in the income of Russian organizations that receive grants."

The granting organization is not included in the above list approved by the Government of the Russian Federation; funds in foreign currency received by the organization for tax purposes do not belong to targeted financing. In accordance with paragraph 8 of Article 250 of the Tax Code of the Russian Federation, for tax purposes, the above funds are considered property received free of charge and are subject to inclusion in the tax base when calculating income tax as part of non-operating income (see Resolution of the Federal Antimonopoly Service of the North-Western District of November 26, 2003 in case No. A56 -6447/03).

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Grants from the state: the subtleties of obtaining business assistance

Our website has already raised the topic of state aid to start-up businessmen (see here).

However, this was an introductory material, simply talking about the existing opportunities, suggesting different ways, moving along which you can get money.

Here we will look at some of the nuances knowledge of which significantly increases your chances of winning a grant.

Getting practice

First of all, watch a useful video - the real story of the struggle for state aid.

In general, certain forms of support are a very tempting thing for people who have just started entrepreneurial activity and, accordingly, do not have any special experience or start-up capital.

After all, the conditions for issuing funds are much softer than in a credit institution. One of the most painful obstacles is removed - the requirements for the duration of doing business (quite beginners usually get rejected or they are loaded with huge interest rates). And most importantly - you do not need to give the received capital!

However, we want to warn you against excessive euphoria. In fact, not everything is so rosy. And the point here is not even corruption and support only for "their" people with "necessary" projects. This, unfortunately, also takes place, although the significance of corruption (at least in this area) is greatly exaggerated. But there are plenty of other problems.

Obstacles and disadvantages

• A lot of formalities when applying for a project that applies for a grant.
• The need to report on the amounts spent (often - only according to the plan, deviations are unacceptable).
• Usually, more or less large amounts are transferred to legal entities and individual entrepreneurs only on a competitive basis. The names of the competitions can be different - from the "Fair of Innovative Enterprises" to the "Development of Tourism in the Gadyukinsky District". Each such event may or may not have its own specifics. The fact that the word "innovation" is indicated in the name of the "distribution of elephants" does not mean at all that only business plans where there is know-how will be admitted.
• In addition to the previous point: very often, not very competent people manage the issuance of funds. Novelty, on the contrary, can scare them away. The author of this article was in a couple of competitions, where an excellent IT project took almost the last place, and a novice businessman became the happy owner of 250,000 rubles, whose strategy was to buy 2 sawmills and hire 2 people to service them.
• Although many events in districts and regions are held regularly, very often their conditions and formal requirements change. In many ways, this is a tool of "legal corruption." By hiding the necessary nuances deep, deep on the website of a "business incubator" or other organizing structure, you can weed out the lion's share of applicants. And the right people, of course, will be in the know. And everything will turn out honestly - only their business plans will meet all the criteria.

As you can see, getting money for business from government agencies is not so easy. It often takes so much time and effort to prepare for the submission of documents and the presentation of your brainchild that it is sometimes easier to earn an amount similar to the grant simply by unloading the wagons. On the other hand, if you still want to try your luck, then nothing is impossible. We recommend that you carefully study the tips below and try to follow them.

How to apply for a grant

First, study the obstacles and dangers mentioned above.

Small Business Ideas

Arm yourself with a warning.

Secondly, it will be a huge bonus for you if your business plan is somehow connected with the interests of any city (municipal) body or enterprise. For example, you can do some of the work for them - for a fee, of course. Having previously coordinated your idea with your "client" (that is, the enterprise) and enlisting their at least formal support, you will take a huge step forward. Of course, partnerships will need to be reflected in the documentation that will be submitted for consideration.

Third, study all formal criteria carefully. There are no comments here.

Fourth, do not fall into one of the most insidious traps - "reimbursement". Very often, funds are allocated not just like that, for a project, but for an already operating organization (IP). That is, the nth amount should already be spent - usually half of the estimated is enough. That is, if you are applying for 300 thousand, if you please, show documents confirming that you have already invested at least 150.

Such a requirement, of course, is not always made. And its cunning is that it can be placed at the "last moment", simultaneously with the publication of the rules for evaluating competitive works. Somewhere 1 month (or even less) before the start of the commission's work and the end of applications. How to find out whether such a condition will stand in this or that case? The best way is through a personal conversation with the organizers.

Fifth, the rationale is best to focus on liquid assets. That is, if you need funds for renting an office, salaries for the director and accountant, you are unlikely to receive them. But if you plan to spend them on liquid equipment, which then, in which case, you can resell, then your shares will grow again.

How to get a grant?

Do you have a study description with rough plan work and expected results. You understand what costs are necessary to achieve your goals. It's time to start looking for funding sources. Since the organization's own funds are often not enough to fully fund your project, you will need to look for sponsors.

State, private and foreign foundations and various charitable and public organizations can act as sponsors. In the West, the development of scientific research is largely based on grant activities. In our country, the grant was introduced at the legislative level in 1993. Although there are differences in the interpretation of the concept of a grant, its meaning remains the same: a targeted, gratuitous and irrevocable subsidy. The amounts of grants vary considerably: they depend both on the financial capabilities of the foundation and on the goals of the projects. It usually ranges from $2,000 to $20,000, but can be higher.

Who can receive a grant?

Non-governmental organizations, NGOs, individuals and state organizations. Individuals can only receive a grant if they work for a scientific organization, university, scientific association or community.

How to get a grant: 4 easy steps

Step 1. Choose a fund

All foundations have their own areas of interest and priorities, which often make their headlines. It can be Scientific research, education, health, medicine, charity, social problems, ecology and others. When choosing a fund, carefully study the most pressing problems for it at the present time, get acquainted with long-term programs. Getting a grant directly depends on the community of scientific and social interests of the foundation and your organization.

Large funds of Russia:

• Russian fund fundamental research(RFBR).

  How to get a small business development grant in 2018

  This is a state non-profit organization, which has the status of a federal institution under the Government of the Russian Federation. The Foundation provides support in all major areas of scientific knowledge.

• Russian Humanitarian Science Foundation (RGNF). State non-profit organization with the status federal agency under the Government of the Russian Federation. Supports scientific research in all areas of the humanities.
• Russian Science Foundation (RSF) was established to support fundamental and applied, exploratory research, as well as the development of advanced research teams in certain areas of science.
• Charitable Foundation Vladimir Potanin. A private foundation that finances educational and cultural programs, including long-term grant and scholarship programs aimed at supporting talented and young professionals and teachers.
• Mikhail Prokhorov Foundation (Charity Foundation for Cultural Initiatives). The private foundation is focused on financing scientific, educational and cultural programs in the Krasnoyarsk Territory and other regions of Siberia.
• Yegor Gaidar Foundation, non-profit private organization, which sees its mission in supporting educational work in the field of economic, social and human sciences. For the best students of economic universities, the Foundation allocates scholarships to them. E.T. Gaidar.

Foreign funds:

• German Academic Exchange Service (DAAD) supports scientific cooperation between foreign and German scientists by funding joint scientific research.
• Fund them. Alexander von Humboldt supports projects developed at universities and research centers. Both young and well-known scientists receive support from the Foundation within the framework of these projects.
• American Civilian Research and Development Foundation (CRDF) is a non-profit organization that promotes international cooperation in the field of scientific fundamental and applied research in the field of natural and technical sciences, providing research grants scientific institutes and teams of scientists.
• Tempus- Program of the European Union, the purpose of which is to promote the development of systems higher education in partner countries (non-EU members).
• Fulbright Program allocates grants for training and research at US universities in all subject disciplines to graduates of Russian universities and graduate students.

On the Internet you can find a large number of funds and organizations that allocate research grants and publishing the conditions of competitions for their receipt in the public domain. This gives a great chance of obtaining funding for scientific projects.

Step 2. Research the activity and requirement of the fund

To get to know the foundation better, its policies and requirements for grant applicants, establish personal contacts with employees and experts, study the history of competition winners, visit the events held by the foundation. Try to find out whose letters of recommendation may be significant for the experts and management of the fund.

Step 3: Prepare a Letter of Request

After you have chosen a fund that is suitable in all respects, the main of which are the community of scientific interests, funding conditions and reporting forms, send a letter of request to the fund. This is the most common and recommended form of initial contact with a potential sponsor, which is not an application and does not obligate you to anything. Send a letter to several funds at once.

The letter should be short (no more than 1-3 pages). What to write in the request?

• explain why you applied to this fund;
• describe the objectives, goals, expected results and costs;
• give general information on the main activities of the organization;
• show why your organization is capable of doing this project;
• provide information on previously received grants.

In their response, representatives of the fund will either ask to send a full detailed application or politely refuse, indicating the reason for the refusal. Sometimes they can also advise where it is better to apply in order to receive a grant for research. If you do not receive a response from the fund, then do not hesitate to remind yourself either by letter or by phone.

Step 4: Submit your grant application

If the fund in response to your letter asks to send a detailed application, act in accordance with the instructions contained in the published conditions of the competition. If you have any questions, do not hesitate to call the fund and ask them, referring to the received answer to your letter.

Participation in grant competitions not only adds experience in competent paperwork and effective presentation of your research, but also helps to advance the scientific career of a scientist. In the scientific community, it is believed that if a scientist receives grants for his research from various foundations, then this indicates a high scientific authority.

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